Landlord Insurance

Tailor-made Landlord insurances to safeguard your property and provide adequate cover.

Drewery offer the services of a specialist Lettings insurance provider who offer specifically designed insurance policies for Landlords at competitive premiums. The cover will protect and safeguard your needs as a landlord and it is strongly recommended that you take out specialist insurance.

Landlords Insurances available are:

• Rent & Legal Protection Insurance
  
  Guaranteeing your rent payments
  
  Insurance which provide cover for legal costs and the services of Debt Collection Agencies for the recovery of rents, and also legal expenses if it is necessary to go to court for repossession of the property or recovery of rent arrears etc. It also provides a CONTINUITY OF PAYMENT OF RENT if there is a delay in rent being received.
  All insurance products will be subject to policy limits and conditions
  
  
• Legal Protection Insurance (no rent protection)
  
  This is a comprehensive Legal expenses product that will cover the landlord’s costs in any disputes between themselves and their tenants. Whilst professional agents take every precaution introducing tenants, they cannot always foresee problems such as redundancy, marital breakdown or illness. Tenant assessment, however thorough, is not flawless and careful planning is always advisable.All insurance products will be subject to policy limits and conditions

Why do I need Legal or Rent Protection Insurance?

• Over 20% of tenancies are subject to serious disputes
• An average of 260,000 disputes between landlords and tenants go to court each year in the
• Legal disputes can be costly to resolve
• Delay in confronting the legal issues of a dispute can affect legal position and escalate costs
• A large percentage of claims occur within the first few months of tenancy

Building & Contents Insurance

Most standard household insurance policies will not protect let property or will carry higher premiums just because the property is to be let. Furthermore, with recent shifts in legislation which require landlords to be more aware of the risks, particularly with regard to public liability and appliance safety, it is vital that any building or contents policy taken out by a landlord has adequate cover for these areas. Our chosen insurance providers specialise in providing protection specifically for the letting market. All insurance products will be subject to policy limits and conditions

What Do I Do Next If I want Further Information?

Contact one of our Lettings team or complete our insurance request form. We will then put you in touch with a specialist insurance provider who will discuss your requirements with you.